Civil Service Retirement System (CSRS) annuitants and survivors and eligible Federal Employees Retirement System (FERS) retirees and survivors will receive a COLA effective December 1, 2026. The increase will be reflected in your January 4, 2027, payment. CSRS annuitants will receive a 3.6% COLA and eligible FERS annuitants will receive a 2.6% COLA.<\/p>\n
Electronic Annual Notice and 1099-R<\/u><\/strong><\/p>\n You will receive an email in mid to late December when your annual notice is available within your Retirement Services Online (www.opm.gov\/RSO<\/a>) account. RSO uses Login.gov, the U.S. Government’s secure login tool. If you need help accessing your account, please follow these detailed instructions<\/a>.<\/p>\n You will also receive an email in January when your 2026 tax year 1099-R is available. You will also be able to access your 1099-R by using the 1099-R request tool<\/a> that gives you faster, easier access to your 1099-R, or use your RSO account to retrieve it.<\/p>\n International Fraud Week- November 15-21, 2026<\/u><\/strong><\/p>\n When in doubt, reach out! Immediately contact OPM’s Fraud Branch at 202-606-0933.<\/p>\n Notice Regarding Voluntary Deductions and Health Benefits Premiums<\/u><\/strong><\/p>\n OPM reviews annuity accounts to confirm that your monthly annuity is sufficient to cover your health benefits premium. If OPM determines that your annuity is insufficient after all deductions are applied, any voluntary deductions (E.g. state and federal taxes, BENEFEDS financial allotments, etc.) may be removed from your annuity to increase the net amount available so that your health benefits premium can continue to be deducted from your monthly annuity. You will remain responsible for making other arrangements for any payments previously made through those deductions.<\/p>\n If you think your annuity maybe insufficient to cover your health benefits premiums there is still time to make a change to your coverage as Federal Benefits Open Season runs till December 14, 2026.<\/p>\n\n
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