{"id":27668,"date":"2019-11-20T10:56:03","date_gmt":"2019-11-20T15:56:03","guid":{"rendered":"http:\/\/postalemployeenetwork.com\/news\/?p=27668"},"modified":"2019-11-20T10:56:03","modified_gmt":"2019-11-20T15:56:03","slug":"understanding-health-coverage-types","status":"publish","type":"post","link":"https:\/\/postalemployeenetwork.com\/news\/2019\/11\/20\/understanding-health-coverage-types\/","title":{"rendered":"Understanding health coverage types"},"content":{"rendered":"<div class=\"post-thumbnail link-fullfeature\"><img loading=\"lazy\" decoding=\"async\" class=\"attachment-twentyfourteen-full-width wp-post-image alignnone\" src=\"https:\/\/link.usps.com\/wp-content\/uploads\/2019\/11\/osHealthPlans_large-story.jpg\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" srcset=\"https:\/\/link.usps.com\/wp-content\/uploads\/2019\/11\/osHealthPlans_large-story.jpg 900w, https:\/\/link.usps.com\/wp-content\/uploads\/2019\/11\/osHealthPlans_large-story-300x250.jpg 300w, https:\/\/link.usps.com\/wp-content\/uploads\/2019\/11\/osHealthPlans_large-story-768x640.jpg 768w, https:\/\/link.usps.com\/wp-content\/uploads\/2019\/11\/osHealthPlans_large-story-102x85.jpg 102w\" alt=\"\" width=\"560\" height=\"467\" \/><\/p>\n<h6 class=\"link-caption\"><em>USPS employees can enroll in four different types of health plans during the Nov. 11-Dec. 9 open season period.<\/em><\/h6>\n<\/div>\n<p>USPS News Link 11\/20\/19 &#8211; Do you understand the different types of health plans available to Postal Service employees?<\/p>\n<p>You can enroll in four types of plans during open season, the annual period when Postal Service employees can make changes to their health coverage.<\/p>\n<p>The plan types are:<\/p>\n<ul>\n<li><strong>Health maintenance organizations (HMOs)<\/strong>, which provide care from in-network plan physicians and hospitals located in particular geographic or service areas<\/li>\n<li><strong>Preferred provider organizations (PPOs)<\/strong>, which offer fee-for-service plans that allow you to choose physicians, hospitals and other health care providers both inside and outside of a network<\/li>\n<li><strong>Consumer-driven health plans (CDHPs)<\/strong>, which give users freedom in spending health care dollars and offer plan-funded health reimbursement arrangements that may be used to pay certain up-front medical costs<\/li>\n<li><strong>High deductible health plans (HDHPs)<\/strong>, which offer comprehensive coverage for high-cost medical procedures and a tax break to save for future medical expenses through health savings accounts<\/li>\n<\/ul>\n<p>USPS is encouraging you to\u00a0<em><a href=\"https:\/\/link.usps.com\/2019\/11\/12\/need-to-know-268\/\" target=\"_blank\" rel=\"noopener noreferrer\">learn about the available plans<\/a><\/em>\u00a0to find one that best fits your needs and the needs of your family.<\/p>\n<p>This year\u2019s open season\u00a0<em><a href=\"https:\/\/link.usps.com\/2019\/11\/11\/now-open-6\/\" target=\"_blank\" rel=\"noopener noreferrer\">runs from Nov. 11-Dec. 9<\/a><\/em><em>.<\/em><\/p>\n<p>The\u00a0<em><a href=\"https:\/\/liteblue.usps.gov\/humanresources\/benefits\/elections\/openseason.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">Open Season LiteBlue page<\/a><\/em>\u00a0has additional information, as well as a link to Checkbook\u2019s Guide to Health Plans, a resource that can help you evaluate and compare specific plans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>USPS employees can enroll in four different types of health plans during the Nov. 11-Dec. 9 open season period. USPS News Link 11\/20\/19 &#8211; Do you understand the different types of health plans available to Postal Service employees? You can enroll in four types of plans during open season, the annual period when Postal Service [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27669,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-27668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-usps-news","last_archivepost"],"_links":{"self":[{"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/posts\/27668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/comments?post=27668"}],"version-history":[{"count":1,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/posts\/27668\/revisions"}],"predecessor-version":[{"id":27670,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/posts\/27668\/revisions\/27670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/media\/27669"}],"wp:attachment":[{"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/media?parent=27668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/categories?post=27668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/postalemployeenetwork.com\/news\/wp-json\/wp\/v2\/tags?post=27668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}